Blog

The 3 Days of Pension is an initiative from the Money Wise Platform to promote responsible financial behavior in the Netherlands and to promote financial resilience in old age. The 3 Days of Pension is for all Dutch citizens. During the 3 Days of Pension, which takes place every year, pension providers, employers and advisers, among others, communicate about pensions. They are supported in this with promotion materials.

In the event of a divorce, you will not initially think about your pension. However, this is an important point to consider. Your ex-partner is entitled to a part of your pension. You can also claim a part of the accrued pension of your ex-partner. In this blog we give you more information about the influence of a divorce on your pension.

The Heineken Pension Fund executes several pension schemes. When you join Heineken, Heineken offers you the Heineken pension scheme. The details of the pension scheme are included in the Pension Regulations. Regarding the disability pension, there are also the Disability Pension Regulations.

We indicated in the previous blog that we have incorporated the amended agreements in the Collective Labor Agreement into our pension regulations. There may be agreements in your employment contract, in the collective labor agreement and in our pension regulations. But what about all those agreements and how do they relate to each other. In this blog we will explain this to you.

As of 1 January 2020, the employer Heineken Netherlands Beheer B.V. (HNB) split into three new independent entities: Heineken Netherland (Commerce), Heineken Netherlands Supply (HNS) and Vrumona. In addition, as of 1 January 2020, two new collective labor agreements have been agreed upon for HNS & Vrumona Supply and Heineken Netherland & Vrumona Commerce.

In our previous blog, we informed you about the consequences of developments on the stock exchanges for the financial situation of the pension fund. We have also indicated how the pension fund can be reached after the national corona measures have been implemented. In this blog we want to inform you about the latest developments.

In the blog we would like to inform you about the consequences of the developments on the stock exchanges for the financial situation of the pension fund and also about the accessibility of the pension fund in these days.

A standard value transfer is made when requested by a member. However, it is possible that you have received a letter from the Heineken Pension Fund (HPF) concerning an incoming value transfer of pension you have accrued with a previous employer without having requested the transfer yourself. This is called an automatic value transfer. This blog explains how the automatic transfer works.

When you get married, a number of things are arranged automatically. But if you start living together, nothing will be arranged automatically. This includes your partner’s pension. In this blog we explain to you what partner’s pension is and what you need to do as a cohabiting partner in order to get a partner’s pension.

We are halfway through December and the festive season is fast approaching. The year 2019 has almost ended. Like other pension funds our policy funding ratio has gone down over the past year. This is primarily due to the continuous decrease in the rate of interest. That is bad news for our pension fund.