What choices do you have?

Value transfer

Are you just employed and have you accrued pension with a previous employer? Is fo, this pension can be transfered to the Heineken Pension fund.

Read more

Compare pension schemes

Do you want to compare your pension schemes? Please check the pension compare(only available in Dutch).

Additional pension arrangements

  • Do you wish to make extra arrangements for a partner. In that case, you can consider the Anw-gap (or Anw shortfall) insurance of Heineken Pension Fund.

Read more

  • Do you wish to make extra arrangements for when you stop working because of disability?
    In that case you can consider the supplementary insurance cover for full disability of the
    Heineken Pension Fund.

Read more

Exchange retirement pension for extra partner’s pension


Do you want to exchange (part of) your retirement pension for extra partner’s pension for your partner? You can do so when your employment ends or when you retire.

Read more

Exchange partner’s pension for extra retirement pension

Do you want to exchange (part of) your partner’s survivor’s pension for extra retirement pension for yourself? You can do so when your employment ends or when you retire.

Read more

Retire earlier

Do you wish to retire earlier than at the standard retirement age of 68? That is possible. If you retire before the AOW pension age, you do not yet receive an AOW pension from the state. In that case you can purchase a bridging pension until you AOW pension age.

Read more

Vary in the amount of your pension benefit

Do you want to start with a higher pension? That is also possible when you retire. This is known as the high-low scheme. This means that you receive a lower pension later.

Read more

Partly retirement

Do you wish to partly retire (earlier)? This is possible when you retire.

Read more