Pension scheme in the new pension system: old-age pension

28 March 2024

The social partners (the employers’ and employees’ representatives) want to choose for the solidarity-based pension scheme. In this pension scheme are windfalls and setbacks absorbed together and collective investments are made. As a result, pensions will be stable. In the coming months, we will explain the new pension scheme to you in small pieces. Let’s start with the old-age pension. This is the pension you will receive when you stop working.

Consequences of the sale of Vrumona for pensions and PUM

6 February 2024

Since September 29, 2023, Vrumona is no longer part of HEINEKEN. The sale of Vrumona has some consequences.

Frequently asked questions not to increase pensions as of 1-1-2024

15 January 2024

In response to the announcement that pensions will not be increased as of January 1, 2024, a number of questions have been asked. In this post, we will answer the frequently asked questions.

Changes to the pension scheme as of 1-1-2024

21 December 2023

On July 1, 2023, the Future Pensions Act (Wtp) entered into force. Where possible, we have already brought the current pension scheme in line with the Wtp. We have already adjusted the definitions for ‘partner’ and ‘orphan’. And the pension scheme includes the possibility that you can bring your pension forward to no later than ten years before your state pension age.

Premium 2024

21 December 2023

The contributions for the pension schemes may vary from year to year. The board of the Heineken Pension Fund has determined the premiums for the year 2024.

Dispatch annual statement 2023 mid-February 2024

21 December 2023

The 2023 annual statement will be sent in mid-February 2024. If you receive a pension from us, the annual statement will show how much pension you have received in the past year.

Employer’s newsletter new pension system

19 December 2023

We are on the way to a new pension system. The employer HEINEKEN has shared a newsletter explaining why change is necessary, an overview of the steps taken and the next steps, what will remain the same, what is changing, where we are now and it also tells which parties are involved.

Pensions not increased in 2024

15 December 2023

We have decided not to increase pensions per January 1, 2024. An increase depends on the following two topics: the increase in consumer prices (October-October); and the policy funding ratio. This indicates the financial situation of the pension fund. The increase in consumer prices in the period October 2022-October 2023 is decisive for an increase in pensions. In this period, consumer prices did not rise, but fell by 0.4%.

Components Heineken pension scheme

20 November 2023

During the Three Days of Pension (November 7, 8 and 9, 2023) we explained the Heineken pension scheme in a few webinars. Here you can watch the webinar (English) and download the presentation with the main information Pensioendriedaagse 2023 – HPF webinar UK.

Question: Do you receive less pension than the premium you have paid?

7 November 2023

Answer: Many young people think this is true, but the good news is: you receive more pension than you put in! People who retire now will receive on average two to three times more pension than they paid together with their employer.