Partner’s and Orphan’s Pension
In addition to your Retirement Pension you also build up a Partner’s Pension and Orphan’s Pension. In the event of your death your partner is entitled to a Partner’s Pension and your children to an Orphan’s Pension.
If you live together, it is important that you register your partner with the pension fund. Read more about living together and registering your partner for the partner’s pension.
Partner’s Pension is approximately 70% of the Retirement Pension you would receive if you were to accrue pension with the Heineken Pension Fund up to the date of your retirement. In the event of your death after retirement your partner will receive approximately 70% of the Retirement Pension you have accrued.
The Orphan’s Pension is approximately 20% of the Partner’s Pension. Each child receives this up to the age of 18. If the child is over the age of 18, then he/she receives Orphan’s Pension for as long as he/she continues his/her studies up to the age of 27 at latest.
The amount of Partner’s Pension and Orphan’s Pension is set out in your Uniform Pension Statement (UPO) which is normally sent to your message box on MijnOverheid.nl, and on www.mijnpensioenoverzicht.nl.
When you die your partner may be eligible for state benefit under the Surviving Dependants Act: Anw benefit. There are, however, conditions attached to this benefit. Your partner must take care of one or more underage children or be partially disabled. More information on this subject can be found on the Social Insurance Bank’s website (SVB) www.svb.nl.
If you want to arrange more for your partner, read more about the supplementary partner’s pension.