Blog

Blog: Socially Responsible Investment by the Heineken Pension Fund

29 September 2021

The Heineken Pension Fund (HPF) is a company pension fund. As a company pension fund, the HPF seeks to connect with HEINEKEN’s sustainability agenda.

Blog: How is my pension money invested?

26 August 2021

HEINEKEN and you pay a premium for the accrual of your pension. But in addition, an important part of your pension is earned with the income from investments. Without investments, our pension would be much more expensive or much lower.

Blog: AOW (State Pension) and pension from your employer

28 July 2021

The news is often about retirement. Then it usually goes about all old-age provisions as a whole, so in addition to the pension with an employer, also about the State Pension (in this blog we call this AOW). What exactly is the difference between the two?

Blog: Pension Agreement

29 June 2021

In 2020, employers and employees made agreements with the government about the future of pensions. This is laid down in the Pension Agreement. But why are new agreements needed? And what does this actually mean for you?

Blog: How do you get insight into your pension?

31 May 2021

Pension is an important employment condition. But do you know how much pension you will receive when you retire? What your partner and your children receive if you die? And how high the State Pension (AOW) is? These are important questions where you can easily find the answers to on mijnpensioenoverzicht.nl (only available in Dutch). Also our Pension Planner ”OnTrack” helps you to plan your pension. After logging in with your DigiD, please choose English at the upper right corner to see the English Pension Planner.

Blog: Disability pension

29 April 2021

If you work at HEINEKEN, then you accrue pension with us, the Heineken Pension Fund. This is arranged in the Collective Labor Agreement. We will explain what your pension scheme entails in this and other blogs.

Blog: What belongs to your pension scheme?

30 March 2021

If you work at HEINEKEN, then you accrue pension with us, the Heineken Pension Fund. This is included in the Collective Labor Agreement. We will explain what your pension scheme entails in this and the upcoming blogs.

Blog: Do you know what percentage of your salary is for your pension?

25 February 2021

You know how much you pay per month for your mortgage, telephone bill and sports subscription. But do you also know what percentage of your salary you pay for your pension? And did you know that your employer pays twice as much premium!

Blog: How does the policy funding ratio play a role in indexation?

28 January 2021

The current funding ratio denotes the ratio between a pension fund’s commitments and assets at a given time. A current funding ratio of 100% implies that a pension fund has exactly enough assets to meet its commitments.

Blog: No indexation per 1 January 2021

28 December 2020

This is already the last blog of 2020. What a year 2020 has been. The Covid 19 virus has left an substantial effect on the year up to and including the holidays.