Blog

Blog: What belongs to your pension scheme?

30 March 2021

If you work at HEINEKEN, then you accrue pension with us, the Heineken Pension Fund. This is included in the Collective Labor Agreement. We will explain what your pension scheme entails in this and the upcoming blogs.

Blog: Do you know what percentage of your salary is for your pension?

25 February 2021

You know how much you pay per month for your mortgage, telephone bill and sports subscription. But do you also know what percentage of your salary you pay for your pension? And did you know that your employer pays twice as much premium!

Blog: How does the policy funding ratio play a role in indexation?

28 January 2021

The current funding ratio denotes the ratio between a pension fund’s commitments and assets at a given time. A current funding ratio of 100% implies that a pension fund has exactly enough assets to meet its commitments.

Blog: No indexation per 1 January 2021

28 December 2020

This is already the last blog of 2020. What a year 2020 has been. The Covid 19 virus has left an substantial effect on the year up to and including the holidays.

Blog: 3 Days of Pension Day 3

17 December 2020

Thanks to the promotions mentioned in our blog of October and the messages on day 1 and day 2 of the 3 Days of Pension, you will hopefully gained insight in your pension situation when you retire. But do not forget to check what’s arranged for your partner and children when you die.

Blog: Do you know how much pension you will receive?

17 December 2020

The day you retire may be many years ahead of you. Nevertheless, it is good to regularly check your pension. Will you get enough pension to enjoy it? Or what does early retirement mean? With the new Pension Checker app you will immediately receive answers to these questions. Checking your pension has never been easier.

Blog: 3 Days of Pension Day 2

17 December 2020

Hopefully, after our blog of October 2020 and the calculation of your pension situation that was discussed on the first day of the 3 Days of Pension, you have gained clarity about if you are on track with your pension. If you know how high your pension is, you can better estimate whether this is enough to lead the life you would like to live. If necessary, you can take measures yourself.

Blog: 3 Days of Pension Day 1

17 December 2020

How much pension do you need? In our blog of October 2020, we already announced that the Heineken Pension Fund is participating in the 3 Days of Pensions. We have also indicated that you can calculate your expected AOW age and get an overview of all your pensions and your AOW.

Blog: 3 Days of Pension on November 3, 4 and 5

17 December 2020

The 3 Days of Pension is an initiative from the Money Wise Platform to promote responsible financial behavior in the Netherlands and to promote financial resilience in old age. The 3 Days of Pension is for all Dutch citizens. During the 3 Days of Pension, which takes place every year, pension providers, employers and advisers, among others, communicate about pensions. They are supported in this with promotion materials.

Blog: Divorce

17 December 2020

In the event of a divorce, you will not initially think about your pension. However, this is an important point to consider. Your ex-partner is entitled to a part of your pension. You can also claim a part of the accrued pension of your ex-partner. In this blog we give you more information about the influence of a divorce on your pension.