Blog: Pension Comparator
22 June 2022With the Pension Comparator you can compare two pension schemes. This is useful with a value transfer or if you are looking for a new job.
In the event of a divorce, you will not initially think about your pension. However, this is an important point to consider. Your ex-partner is entitled to a part of your pension. You can also claim a part of the accrued pension of your ex-partner. In this blog we give you more information about the influence of a divorce on your pension.
Your ex-partner is entitled to half of the retirement pension accrued during the marriage or registered partnership. This right does depend on your pension. For example, the starting date of your ex-partner’s pension is linked to the date that your retirement pension commences. The same applies the other way around. If your partner accrued a retirement pension during marriage or registered partnership, you are also entitled to half of your ex-partner’s pension.
In the prenuptial agreement or in the divorce agreement, other arrangements can be made about the distribution of the pension. The following four options can be selected:
If you have made other agreements about the distribution of your pension, you must inform us of this within 2 years after the divorce. You can read more about this on our website.
Your ex-partner is also entitled to a part of the accrued partner’s pension. This is the part of the partner’s pension that has been built up until the date of the divorce. This also applies to the partner’s pension that was accrued prior to the marriage / registered partnership. The same applies the other way around. Not all pension plans have a partner’s pension that is accrued. It is possible that your ex-partner’s pension scheme does not have a partner’s pension that is accrued. In this case, no part of the partner’s pension can be claimed.
If you have any questions regarding a divorce or other pension related items, you can always contact our pension helpdesk. In principle, we are currently not available by phone. We therefore ask you to contact us by e-mail at pensioenfonds@heineken.nl. For emergencies you can reach us on 071 – 545 76 74.
The Heineken Pension Fund
With the Pension Comparator you can compare two pension schemes. This is useful with a value transfer or if you are looking for a new job.
If you change jobs, you can transfer your accrued pension to the new pension provider. We call this value transfer. Read more about value transfer in this blog.
The Heineken Pension Fund wants to communicate digitally as much as possible. Not only is this cheaper and more direct than on paper, but it also limits unnecessary use of raw materials.