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In 2020, employers and employees made agreements with the government about the future of pensions. This is laid down in the Pension Agreement. But why are new agreements needed? And what does this actually mean for you?

Pension is an important and valuable employment condition. But do you know how much pension you will receive when you retire? What your partner and your children receive if you die? And how high the State Pension (AOW) is? These are important questions where you can easily find the answers to on mijnpensioenoverzicht.nl (only available in Dutch). Also our Pension Planner ”OnTrack” helps you to plan your pension. After logging in with your DigiD, please choose English at the upper right corner to see the English Pension Planner.

If you work at HEINEKEN, then you accrue pension with us, the Heineken Pension Fund. This is arranged in the Collective Labor Agreement. We will explain what your pension scheme entails in this and other blogs.

If you work at HEINEKEN, then you accrue pension with us, the Heineken Pension Fund. This is included in the Collective Labor Agreement. We will explain what your pension scheme entails in this and the upcoming blogs.

You know how much you pay per month for your mortgage, telephone bill and sports subscription. But do you also know what percentage of your salary you pay for your pension? And did you know that your employer pays twice as much premium!

The current funding ratio denotes the ratio between a pension fund’s commitments and assets at a given time. A current funding ratio of 100% implies that a pension fund has exactly enough assets to meet its commitments.

This is already the last blog of 2020. What a year 2020 has been. The Covid 19 virus has left an substantial effect on the year up to and including the holidays.

Thanks to the promotions mentioned in our blog of October and the messages on day 1 and day 2 of the 3 Days of Pension, you will hopefully gained insight in your pension situation when you retire. But do not forget to check what’s arranged for your partner and children when you die.

The day you retire may be many years ahead of you. Nevertheless, it is good to regularly check your pension. Will you get enough pension to enjoy it? Or what does early retirement mean? With the new Pension Checker app you will immediately receive answers to these questions. Checking your pension has never been easier.

Hopefully, after our blog of October 2020 and the calculation of your pension situation that was discussed on the first day of the 3 Days of Pension, you have gained clarity about if you are on track with your pension. If you know how high your pension is, you can better estimate whether this is enough to lead the life you would like to live. If necessary, you can take measures yourself.