We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future.
We make sure that the data we process in our systems is correct
There is a lot of control over everything we do. Internally, but also externally. Regulators (De Nederlandsche Bank and the Netherlands Authority for the Financial Markets) are watching and accountants are carrying out checks. In the implementation plan, we have described the control measures we have to carry out correct pension administration.
What if something is not correct
We have a recovery policy for when a pension needs to be adjusted. You can find this policy on our website (only available in Dutch). In this way, it is clear to all of our participants, former participants and pensioners under which conditions the pension will or will not be adjusted.
We want to avoid corrections to pensions as much as possible during the transition. If corrections are still required during the transition, we will inform the participant, former participant or pensioner in accordance with our recovery policy.
In 2024, we will have achieved a 12.6% return by investing the pension assets. With this result, we are in the top three of the more than 170 pension funds in the Netherlands that were surveyed by consultants from OverRendement and Bell.
We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future. We make sure that the data we process in our systems is correct There is a lot of control over everything we do. Internally, but also externally. Regulators (De Nederlandsche Bank and the Netherlands Authority for the Financial Markets) are watching and accountants are carrying out checks. In the implementation plan, we have described the control measures we have to carry out correct pension administration. What if something is not correct We have a recovery policy for when a pension needs to be adjusted. You can find this policy on our website (only available in Dutch). In this way, it is clear to all of our participants, former participants and pensioners under which conditions the pension will or will not be adjusted. We want to avoid corrections to pensions as much as possible during the transition. If corrections are still required during the transition, we will inform the participant, former participant or pensioner in accordance with our recovery policy.
Your pension scheme will change from January 1, 2026. In the coming months, we will explain the new pension scheme to you in small pieces. This time: the change in the way we build up pension.