Question: is it best to accrue pension through your employer?

7 November 2023 | News

Answer: That is true. As with many other organisations, pension at Heineken is a working condition. This means that the collective labour agreement stipulates that you accrue pension at the Heineken Pension Fund.

You pay 1/3rd of the pension contribution. The employer pays more: 2/3rds. If you are your own boss or arrange your pension yourself, you will miss out on the employer’s contribution. And then there is the pension fund: We invest this money, which makes it grow. We are investing every day and we do this for many people at the same time. This yields good results: you will (soon) receive more pension than you have contributed.

Good to know: You have several choices for your pension. For example, you choose when you want to retire. This way you can stop working before your regular retirement date. If you stop working earlier, you will accrue pension for a shorter period of time. And your pension will be lower. Check out all the choices on our website.

Do you have questions about the pension scheme or about your pension (planning)? Please contact us at or +31 (0)85 000 72 45. We are happy to help you.

Watch the full video* here:
* Only available in Dutch and with Dutch subtitles. We are waiting for the video with English subtitles.

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