Reaction to the development of the stock markets
16 April 2025The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
The contributions for the pension schemes may vary from year to year. The board of the Heineken Pension Fund has determined the premiums for the year 2024.
The table below shows the premium percentages as of January 1, 2024:
Type of pension scheme | Premium 2024 | Explanation |
(Regular) pension scheme | Unchanged at the current level | The premium is paid by the employer and by you |
Supplementary partner’s pension | Depends on age | This is a voluntary pension scheme. The premium is paid by the participants who join this scheme |
15-50 years: 1.9% | ||
50-55 years: 2.5% | ||
55-60 years: 2.9% | ||
60-66 years: 3.3% | ||
66+ years: 3.3% |
The employer pays for the continuation of the pension accrual in the event of total incapacity for work. You don’t contribute to this yourself.
The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
In 2024, we will have achieved a 12.6% return by investing the pension assets. With this result, we are in the top three of the more than 170 pension funds in the Netherlands that were surveyed by consultants from OverRendement and Bell.
We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future.