Read your premium and allowance letter 2025
4 February 2025You can find the premium and allowance letter in MyPension (log in with DigiD). In the video, we tell you why you should read this letter and show you where to find it.
Heineken Pension Fund belongs to top pension funds with the highest returns
23 May 2023 | NewsIn this news item we inform you about the investment result of Heineken Pension Fund in 2022. Research by consultants Bell and OverRendement has shown that our pension fund achieved the best investment result in 2022 of all pension funds in the Netherlands. In 2021 we were also in the top two pension funds with the highest returns.
Investments in 2022
In 2022, the Heineken Pension Fund achieved a return of -9.4% on its investments. That is a negative return, but this is still a good result. The explanation: Due to the rise in interest rates, the pension commitments we have as a Heineken Pension Fund have decreased. These commitments have decreased more than the assets of the pension fund due to the investments. As a result, the funding ratio has increased. Almost all pension funds in the Netherlands have achieved a negative return in 2022. Due to the investment choices we have made as a pension fund, this has had fewer consequences for us than might be the case for other pension funds.
What is a funding ratio?
The funding ratio reflects the financial situation of the pension fund. It is the ratio between the assets of the fund and the pension commitments. A funding ratio of 100% means that the assets are equal to the pension commitments. The higher the funding ratio, the healthier the fund. Here you will find more information about the funding ratio at Heineken Pension Fund.
Related posts
Data Privacy Day: how we handle personal data
28 January 2025Today, January 28th, is Data Privacy Day: The day to think about your online security. As a pension fund, we also process personal data and we think it is important to handle it properly.
Are you moving? You only have to inform us if you have an address outside the Netherlands
14 January 2025If you move within the Netherlands, we receive information about the change of your address through the Personal Records Database (BPD). It is not necessary to inform us about a move within the Netherlands. Please do contact us if you are moving to an address outside the Netherlands. We don’t receive this information.