We changed the pension regulations in 2023, because the intended effective date of regulation that introduces a withdrawal of a lump sum is Januari 1, 2024 (in stead of 1 July 2023). Therefore it is not yet possible to withdrawal a lump sum in 2023. We have therefore removed this possibility from the pension regulations.
In the pension regulations, the withdrawal of the lump sum was part of the options of flexibilisation in Article 13 of the pension regulations, stating that this part will become applicable upon the effective date of the Lump sum, RVU and leave savings Act; intended for July 1, 2023. This section will be included again when this option can be offered. For now, this is January 1, 2024.
We look back on three days of great conversations and informative webinars in which we took a total of 341 live viewers through the transition to the new pension scheme. We have noticed that pensions are not an issue for everyone, but when we talk to colleagues, questions do arise.
The new pension scheme is a solidarity-based contribution scheme. An important and mandatory element of this scheme is the solidarity reserve. The solidarity reserve is a separate reserve that protects the pension benefits. The solidarity reserve has two objectives:
On November 12, 13 and 14 the annual Three Days of Pensions will take place. During these three days, we will organise various (online) activities where we will tell you more about the pension scheme we have at HEINEKEN and the upcoming changes to the pension scheme and what this means for your pension at HEINEKEN.