The premiums for the pension schemes may vary from year to year. The Board of the HPF has set the premiums for the year 2023.
The overview below shows the premium percentages as of 1 January 2023:
| Type of pension scheme | Premium 2023 | Explanation |
| (Regulare) pension scheme | Maintained at the maximum level | The premium is paid by both employer and employee. The premium percentage does not change. |
| Supplementary Disability Pension | 3.1% | This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.6%). |
| Supplementary Partner’s Pension | Depending on age
15 – 50yr 2.5% 50 – 55yr 2.6% 55 – 60yr 3.6% 60 – 65yr 4.3% 65+ 4.4% |
This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.1%). |
The employer also pays a number of premiums without you contributing. These have been determined as follows:
| Type of pension scheme | Premium 2023 | Explanation |
| Disability Pension | 0.9% | The premium has been reduced (2022: 1.3%). |
| Premium partly pension accrual at full disablity | 0.36% | The premium has been reduced (2022: 0.69%). |
Participants, former participants and pensioners will also be informed by letter in January 2023 about the increase of pensions and the premium. A further explanation is included in this letter.
We look back on three days of great conversations and informative webinars in which we took a total of 341 live viewers through the transition to the new pension scheme. We have noticed that pensions are not an issue for everyone, but when we talk to colleagues, questions do arise.
The new pension scheme is a solidarity-based contribution scheme. An important and mandatory element of this scheme is the solidarity reserve. The solidarity reserve is a separate reserve that protects the pension benefits. The solidarity reserve has two objectives:
On November 12, 13 and 14 the annual Three Days of Pensions will take place. During these three days, we will organise various (online) activities where we will tell you more about the pension scheme we have at HEINEKEN and the upcoming changes to the pension scheme and what this means for your pension at HEINEKEN.