The premiums for the pension schemes may vary from year to year. The Board of the HPF has set the premiums for the year 2023.
The overview below shows the premium percentages as of 1 January 2023:
| Type of pension scheme | Premium 2023 | Explanation |
| (Regulare) pension scheme | Maintained at the maximum level | The premium is paid by both employer and employee. The premium percentage does not change. |
| Supplementary Disability Pension | 3.1% | This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.6%). |
| Supplementary Partner’s Pension | Depending on age
15 – 50yr 2.5% 50 – 55yr 2.6% 55 – 60yr 3.6% 60 – 65yr 4.3% 65+ 4.4% |
This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.1%). |
The employer also pays a number of premiums without you contributing. These have been determined as follows:
| Type of pension scheme | Premium 2023 | Explanation |
| Disability Pension | 0.9% | The premium has been reduced (2022: 1.3%). |
| Premium partly pension accrual at full disablity | 0.36% | The premium has been reduced (2022: 0.69%). |
Participants, former participants and pensioners will also be informed by letter in January 2023 about the increase of pensions and the premium. A further explanation is included in this letter.
In 2024, we will have achieved a 12.6% return by investing the pension assets. With this result, we are in the top three of the more than 170 pension funds in the Netherlands that were surveyed by consultants from OverRendement and Bell.
We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future.
Your pension scheme will change from January 1, 2026. In the coming months, we will explain the new pension scheme to you in small pieces. This time: the change in the way we build up pension.