Implementation plan and Communication plan Wtp almost ready
6 January 2025Due to the introduction of the Future Pensions Act (Wtp), HEINEKEN’s pension scheme must be adjusted.
The premiums for the pension schemes may vary from year to year. The Board of the HPF has set the premiums for the year 2023.
The overview below shows the premium percentages as of 1 January 2023:
Type of pension scheme | Premium 2023 | Explanation |
(Regulare) pension scheme | Maintained at the maximum level | The premium is paid by both employer and employee. The premium percentage does not change. |
Supplementary Disability Pension | 3.1% | This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.6%). |
Supplementary Partner’s Pension | Depending on age
15 – 50yr 2.5% 50 – 55yr 2.6% 55 – 60yr 3.6% 60 – 65yr 4.3% 65+ 4.4% |
This is a voluntary pension scheme. The premium is paid by the participants (2022: 4.1%). |
The employer also pays a number of premiums without you contributing. These have been determined as follows:
Type of pension scheme | Premium 2023 | Explanation |
Disability Pension | 0.9% | The premium has been reduced (2022: 1.3%). |
Premium partly pension accrual at full disablity | 0.36% | The premium has been reduced (2022: 0.69%). |
Participants, former participants and pensioners will also be informed by letter in January 2023 about the increase of pensions and the premium. A further explanation is included in this letter.
Due to the introduction of the Future Pensions Act (Wtp), HEINEKEN’s pension scheme must be adjusted.
The board of the Heineken Pension Fund has determined the premiums for the year 2025.
Your pension will be increased with 3.13% per January 1, 2025. This percentage is the maximum increase that we can give.