We invest for the long term
16 April 2025The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
The board of the Heineken Pension Fund has determined the premiums for the year 2025. The table below shows the contribution percentages as of January 1, 2025:
Type of pension scheme | Premium 2025 | Explanation |
(Regular) pension scheme | Unchanged | The premium is paid by the employer (2/3) and by you (1/3). |
Supplementary partner’s pension | Depending on age: | This is a voluntary pension scheme. You pay the premium yourself. |
15-50 years: 1.8% | ||
50-55 years: 2.3% | ||
55-60 years: 2.7% | ||
60-65 years: 2.8% | ||
65-67 years: 3% | ||
67+ years: 3.3% |
The employer pays for the continuation of the pension accrual in the event of complete incapacity for work. You don’t contribute anything to this yourself.
The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
In 2024, we will have achieved a 12.6% return by investing the pension assets. With this result, we are in the top three of the more than 170 pension funds in the Netherlands that were surveyed by consultants from OverRendement and Bell.
We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future.