Every half year HEINEKEN review whether the development of market interest rates requires a change to the interest rate on the HEINEKEN savings account. As per the agreement with the Dutch tax authorities, the interest rate which HEINEKEN pays follows the yield on listed euro bonds issued by companies with a risk profile comparable to HEINEKEN. This index-rate moved slightly up over the last six months. As a consequence, the interest rate on the HEINEKEN savings account will be increased from 0.60% to 0.80% as from 1 July 2021. This percentage will apply until the next review date on 31 December 2021.
The pension fund is managed by a board. The board consists of eight board members, two on behalf of the pensioners. The representatives of pensioners are elected by the pensioners. As of November 1, 2025, there will be a vacancy on behalf of the pensioners on the board, this concerns also the key function holder for risk management.
The first half of 2025 is over and we would like to look back on the year 2024 with you. In our Annual Overview 2024, we have outlined the most important facts and figures.
As of January 1, 2026, we will probably switch to the new pension scheme. We have listed what will happen to pensions at HEINEKEN as of January 1, 2026.