Reaction to the development of the stock markets
16 April 2025The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
If you start working for a new employer and also accrue pension there, you can transfer the pension to your new pension provider. We call this value transfer. Due to the transition to the new pension system, this may take longer than desirable.
Pension funds must switch to a new pension system by 1 January 2028 at the latest, but not all pension funds will switch at the same time. A value transfer is not possible between pension funds in different pension systems. The first pension funds will transfer to the new pension scheme in 2025 and the last in 2028. As a result, the waiting time for a value transfer can be up to 3 years. The Heineken Pension Fund expects to make the transition on 1 January 2026. If you still want to request a value transfer, do so as soon as possible.
The import tariffs announced by the United States caused declines on the stock markets. Many reports about this appeared in the news last week. We can imagine this raises questions.
In 2024, we will have achieved a 12.6% return by investing the pension assets. With this result, we are in the top three of the more than 170 pension funds in the Netherlands that were surveyed by consultants from OverRendement and Bell.
We are expected to implement the new pension scheme from January 1, 2026. We are preparing for this, so that this transition is done carefully. For example, in 2024 we switched to a new pension administration system. In this administration system, we can administer our current and future pension scheme. In short: with this administration system we are ready for the future.