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    • What are you entitled to in our pension scheme?
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    • What choices do you have?
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    • What are the costs?
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      • If you plan to divorce or terminate cohabitation or civil partnership
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  • Pension 1-2-3
    • Pension1-2-3
    • What are you entitled to in our pension scheme?
      • Retirement Pension
      • Partner’s and Orphan’s Pension
      • Full disability: disability pension and partial pension accrual
      • Partial disability: no Disability Pension
    • What are you not entitled to in our pension scheme?
      • Partial disability: no Disability Pension
    • How do you accrue pension?
      • Three pillars
      • Average-pay
      • Pension accrual percentage
      • Who pays your pension
    • What choices do you have?
      • Value transfer
      • Compare pension schemes
      • Voluntary supplementary pension schemes
      • Exchanging Retirement Pension for extra Partner’s Pension
      • Exchanging Partner’s Pension for extra Retirement Pension
      • Taking early retirement
      • Varying the amount of your pension
      • If you take semi-retirement
    • How certain is your pension?
      • An index-linked (inflation proof) pension
      • What are the risks involved?
      • What happens in the case of a deficit?
    • What are the costs?
    • When do you have to take action?
      • If you take up employment with another employer
      • If you become disabled
      • If you are going to marry, enter into a civil partnership or joint household
      • If you plan to divorce or terminate cohabitation or civil partnership
      • If you move abroad
      • If you become unemployed
      • If you take unpaid leave in the meantime (e.g. parental leave)
      • If you wish to make use of an option
      • Find out how much pension you have accrued on www.mijnpensioenoverzicht.nl
      • If you have any further questions
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  • nl
  • en
  • Employee

    Employee

    • What are you entitled to in our pension scheme?
    • What are you not entitled to in our pension scheme?
    • How do you accrue pension?
    • What choices do you have?
    • How certain is your pension?
    • What are the costs?
    • When do you have to take action?
    • I will soon be reaching the state pension age (AOW). What now?
    • Pension planner
  • Retired

    Retired

    • Payment dates
    • Pension worth
    • When do you have to take action?
      • If you plan to divorce or terminate cohabitation or civil partnership
      • If you move abroad
      • If you have questions
    • News about Heineken
    • Vereniging van Pensioengerechtigden
  • Pension fund

    Pension fund

    • Organization HPF
      • Heineken Pension Fund
      • Board
      • Accountability Council
      • Supervisory Board
      • Administering body
      • Additional functions
    • Policy
      • Investment policy
      • Investment principles statement
      • Responsible Investment
      • Shareholder Rights Directive (SRD) II
      • Sustainable Finance Disclosure Regulation (SFDR) / EU Taxonomy
      • Communication policy
      • Facilities and Rewards Policy
      • Diversity policy
      • Pension increase policy
      • Policy regarding cutbacks
      • Code of Conduct
      • Financial crisis plan
    • Financial
      • Policy ratios
      • Key figures
      • Portfolio composition
  • Pension 1-2-3

    Pension 1-2-3

    • Pension1-2-3
    • What are you entitled to in our pension scheme?
      • Retirement Pension
      • Partner’s and Orphan’s Pension
      • Full disability: disability pension and partial pension accrual
      • Partial disability: no Disability Pension
    • What are you not entitled to in our pension scheme?
      • Partial disability: no Disability Pension
    • How do you accrue pension?
      • Three pillars
      • Average-pay
      • Pension accrual percentage
      • Who pays your pension
    • What choices do you have?
      • Value transfer
      • Compare pension schemes
      • Voluntary supplementary pension schemes
      • Exchanging Retirement Pension for extra Partner’s Pension
      • Exchanging Partner’s Pension for extra Retirement Pension
      • Taking early retirement
      • Varying the amount of your pension
      • If you take semi-retirement
    • How certain is your pension?
      • An index-linked (inflation proof) pension
      • What are the risks involved?
      • What happens in the case of a deficit?
    • What are the costs?
    • When do you have to take action?
      • If you take up employment with another employer
      • If you become disabled
      • If you are going to marry, enter into a civil partnership or joint household
      • If you plan to divorce or terminate cohabitation or civil partnership
      • If you move abroad
      • If you become unemployed
      • If you take unpaid leave in the meantime (e.g. parental leave)
      • If you wish to make use of an option
      • Find out how much pension you have accrued on www.mijnpensioenoverzicht.nl
      • If you have any further questions
  • News & Blog

    News & Blog

    • News
    • Blog
    • Newsletter
  • New Pension system

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