News
Right to hear Association of the Pensioners and Former Participants
The draft bill about the future of pensions provides an Association of Pensioners and an Association of Former Participants a right to be heard regarding the transition plan to the new pension agreement. Social Partners will contact the Association of Pensioners at Heineken (VvGH) about this. The interests of the pensioners are also represented in the Board and the Accountability Council of the HPF.
Blog: How is my pension money invested?
HEINEKEN and you pay a premium for the accrual of your pension. But in addition, an important part of your pension is earned with the income from investments. Without investments, our pension would be much more expensive or much lower. But investments are not without risk either. Anyone who is going to invest should receive a warning : “you can lose (a part of) your investment”. The pension fund also runs investment risks. What about the investments risk? And how are these risks managed?
Blog: AOW (State Pension) and pension from your employer
The news is often about retirement. Then it usually goes about all old-age provisions as a whole, so in addition to the pension with an employer, also about the State Pension (in this blog we call this AOW). What exactly is the difference between the two?
Communication per e-mail for participants
The HPF will communicate with participants (employees of HEINEKEN) by e-mail and no longer by post. With this we are happy to meet the expressed wish of participants to receive communication digitally. This is also more sustainable. From now on you will receive communication from the pension fund digitally to your HEINEKEN e-mail address!
Pension benefit from new bank (account)
Pensioners receive a monthly pension benefit from the pension fund that was paid before from an ING bank account. As of July 15, 2021, the pension will be paid from a BNP Paribas-Bank account. The pension itself does not change due to this change.
Blog: Pension Agreement
In 2020, employers and employees made agreements with the government about the future of pensions. This is laid down in the Pension Agreement. But why are new agreements needed? And what does this actually mean for you?
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