Value transfer
When entering employment at HEINEKEN, you can bring along the pension that you accrued with another pension fund or insurance company. That is called 'value transfer'.
What has been arranged
It is possible for new employees to bring along pensions to us that were accrued with other pension funds and insurance companies. You can learn more about this option by filling in the Pension Comparison. This is a tool that can offer you insight into the differences between pension schemes.
If your pension is between € 2 and €613,52 per year (in 2025), then your pension will be transferred automatically.
If your pension is less than € 2 per year, your pension will be forfeited by operation of law. The reason for that is that the pension administration costs are higher than € 2.
What do you have to do
If you are considering bringing along pension to us that was accrued earlier, please send us a request to receive the value transfer calculations. You can do that using the Request for value transfer form.
If you wish to actually transfer the pensions with other pension funds and/or insurance companies to us, then you have to approve the statement that you will receive from us.
You also have the option to not approve the statement you will receive from us. As a result, the value transfer will not take place. It has no further consequences for your pensions.
Please contact us if you have any questions. We will be happy to help.
Buy-out
In certain situations, we are permitted to buy out your pension. That means that we pay out to you the pension you have accrued with us in one go. In that event, you will not receive any pension from us in the future.
What has been arranged
We can buy out your pension if it is less than € 613,52 (in 2025) per year.
What do you have to do
You do not have to do anything for this. If we are planning to buy out your pension, we will contact you.
Please contact us if you have any questions. We will be happy to help.
Click here for My Pension
Where can you find more information
You can find the information and the amounts of the pension in My Pension and in the Uniform Pension Statement. You can also have a look on www.mijnpensioenoverzicht.nl (log in using DigiD).
Would you like to receive more information and/ or would you like to know exactly how our pension scheme benefits you? Check the pension scheme or visit the FAQ section.
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