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My situation changes

Changes in your personal life

Changes at work

Living together

If you start living together, your partner may qualify for a partner’s pension, depending on your situation. You must let us know if you start living together.

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Starting a new job

If you change employers, you may be able to transfer the pension you built up before to your new pension provider.

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Marriage or registered partnership

If you work for HEINEKEN and build up pension with us, your partner will receive a partner’s pension if you die.

You do not need to tell us if you get married or enter into a registered partnership.

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Illness or disability

It is important to understand how disability may affect your pension. You do not need to tell us if you become disabled. We receive this information from UWV.

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Kinderen

Your child may be entitled to an orphan’s pension if you die. This pension is paid until your child reaches age 25.

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Approaching retirement

Retirement is getting closer. You can make a number of choices about your pension. You should also find out how to apply for your pension.

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Divorce or separation

If you separate, you need to make arrangements about how your pension will be divided.

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Working more or fewer hours

If you start working more or fewer hours, this will probably affect your salary. It may also affect the contributions paid into your pension capital.

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Death

If you die and leave dependants behind, your partner and/or children may be entitled to a partner’s pension or an orphan’s pension from Heineken Pensioenfonds.

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Unpaid leave

If you take fully or partly unpaid leave, you may build up less pension or no pension during that period. When you return to work, pension contributions will start again.

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Moving abroad

If you move to an address outside the Netherlands, you must tell us about your new address yourself. If you move again while living abroad, please let us know as well.

It is important that your details are up to date so that we can contact you about your pension.

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Leaving HEINEKEN or becoming unemployed

If you leave HEINEKEN for another job or become unemployed, pension accrual with Heineken Pensioenfonds will stop.

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