Cohabitation (living together)
If you have a cohabitation with a person of legal age, that person can be considered to be your partner and the entitlement to a partner's pension applies when you die.*
* No entitlement to a partner's pension exists if the household is shared with a first-degree relative, a second-degree relative in the direct line or a stepchild of legal age or a former foster child of legal age. A first-degree relative is a father, mother or a child. A second-degree relative in the direct line is a grandfather, grandmother or grandchild.
There is a cohabitation if:
you have a cohabitation agreement through a civil-law notary, or
you live together with your partner and you have a declaration stating that you live at the same address and take care of one another.
What has been arranged
Your partner is entitled to a partner's pension in the event of your death. The partner's pension amounts to about 70% of the pension you would receive if you were to accrue a pension with the Heineken Pension Fund up until your retirement. If you die after your retirement, your partner will also receive about 70% of the pension. Your partner will receive the partner's pension monthly until the time of his or her death.
We also offer a voluntary pension scheme to supplement the partner's pension. You have to sign up for this. Read more about this scheme.
What do you have to do
You have to register your partner with us yourself. This is the way to do that:
Log onto the 'mijnomgeving' and register your partner by filling in the Partner registration form; or
Send us a copy or scan of the document stating that there is a cohabitation.
Please contact us if you have any questions. We will be happy to help you.
Click here for the mijnomgeving
Where can you find more information
You can find the information and the partner's pension amounts in the mijnomgeving and in the Uniform Pension Statement that we send you every year. You can also have a look on www.mijnpensioenoverzicht.nl (log in using DigiD).
Would you like to receive more information and/ or would you like to know exactly how our pension scheme benefits you? Check the pension scheme or visit the FAQ section.
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