Additional partner's pension
Would you like to provide a higher partner's pension for your partner? If so, you can participate in the Additional Partner's Pension plan offered by the Heineken Pension Fund. This is a voluntary insurance arrangement that provides an additional partner's pension.
If you participate in this voluntary scheme, your partner will receive an additional benefit on top of the regular partner's pension if you die. This additional partner's pension is paid until the end of the month in which your surviving partner becomes entitled to a State Pension (AOW). The benefit continues regardless of whether your partner remarries, enters into a new registered partnership or starts living with a new partner.
The annual amount of the additional partner's pension is €21,298.80 (2026).
Your partner's own income does not reduce this benefit. In addition, if your partner receives an Anw survivor benefit from the Dutch government, the Additional Partner's Pension Scheme from the Heineken Pension Fund will still be paid in full. These sources of income may, however, affect any allowances received by your former partner.
Automatic enrolment
If you work for HEINEKEN and have a partner who has not yet reached State Pension (AOW) age, you will automatically be enrolled in the Additional Partner's Pension Scheme.
This applies to employees who are married or have a registered partnership.
The premium for this insurance is deducted from your gross salary.
If you have a cohabitation agreement
You can also join the Additional Partner's Pension Plan if you have a cohabitation agreement.
In that case, you must send us a copy of the signed notarial cohabitation agreement.
How do you know whether you participate in the Additional Partner's Pension plan?
Your most recent Uniform Pension Statement (UPO) shows whether you participate in this plan. You can find this information in the section "Benefit payable on death".
How do you join the Additional Partner's Pension plan?
If you are not participating and would still like to join, you may be able to do so under certain conditions.
To apply, download the Application Form for the Additional Partner's Pension Plan and submit it via AskHR.
How do you end your participation?
If you no longer wish to participate in this insurance arrangement, complete the Waiver Form for the Additional Partner's Pension Plan and send the completed form to pensioenfonds@heineken.nl.
Your participation in the plan will then end.
Want to know more?
Would you like more information or would you like to know exactly what our pension plan offers you?
Please refer to the Pension Regulations or contact us.
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