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(Near) retirement

You are approaching retirement. You can read on this page what choice options you have.

What has been arranged

You will start receiving your pension when you reach the standard age of 68. The pension date can be brought forward. As a matter of fact, it is quite common to bring forward the retirement date to the state pension (AOW) date.

We will send you a letter approximately six months before you reach AOW age. That letter will help you explain the choice options available to you. Three months after that, we will send you the choice forms. You will be asked to notify us of your choice within two months' time, by returning the forms to us. If you have made your choice, we will document your choice in a pension letter. You will receive that letter in the month in which you reach AOW age. It will state the final amounts that you will be receiving. Your pension will start in the month following the month in which you reach AOW age.

The pension planner on the mijnomgeving can help you make the choices.

The AOW age is developing as follows:

As of 2024

67 years

2023

66 years and 10 months

What do you have to do

  • You can explore your pension options using the pension planner in the mijnomgeving.

  • If you wish to retire before reaching AOW age Please contact us no more than three months before you wish to retire, so that we can discuss the options. 

  • Make sure you return to us the choice forms you filled in on time.

Click here for the mijnomgeving

Where can you find more information

You can find the information and the amounts of the pension in the mijnomgeving and in the Uniform Pension Statement. You can also have a look on www.mijnpensioenoverzicht.nl (log in using DigiD).

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