On January 1, 2026, we switched to the new pension plan. Your pension with HEINEKEN is and will remain well arranged. The funding ratio on December 31, 2025 determines how much capital must be distributed. In the Transition Plan, the rules for distribution have been laid down by the social partners. In the near future, the information on our website will be updated to include the new pension plan. On this page you will find previous information about the new pension plan.

In the new pension plan, the good things have been retained, but things have also changed. Also for those who receive pensions from us. At the end of November 2025, you received your first impression of your pension in the new pension plan. This allows you to compare your pension in the old and new pension plan.

What remains the same

• Employer and employees pay contributions for pension together

• We share risks and costs together

• You will receive your pension for as long as you live

• There is still a pension for your partner and children when you die, but this works differently.

• Pension accrual if you become incapacitated for work

• When you retire, you can make some choices for your pension.

What changes when you accrue pension

• The way of accruing pension. From now on, you build up personal pension assets. These assets grow through contributions that you and the employer contribute and move along with the results of Heineken Pension Fund investments. If the result is positive, your pension assets will grow. If the investment result is negative, your pension assets will also go down.

• The pension benefit depends primarily on the size of your personal pension capital.

• On My Pension, you get clearer monthly insight into your personal pension capital, the premiums paid, costs and returns.

• When switching to the new plan, there is compensation for participants who miss out on pension accrual in the future. Also read this post.

• Partner's and orphan's pension works differently in the new plan. You can read all about it here. Accrued partner's pension and orphan's pension from the old plan will be retained but, like the retirement pension, will be converted to partner's pension and orphan's pension in the new pension plan.

What changes if you have a pension with us, but no longer work at HEINEKEN

• The pension with us is converted into a personal pension capital that moves in line with the results of the investments.

What will change when you receive a pension

• Pension benefits move in line with the investment results.

• There is a reserve, the so-called solidarity reserve, to keep pension benefits as stable as possible.

Do you receive a pension? Information about the amount of pension benefits in the first months of 2026 can be found here.

What information can you expect?

In April/May 2026, you will receive a personal letter containing your final pension assets (if you do not yet receive a pension) or pension benefit (if you receive a pension).

When should you take action?

Has something changed in your personal situation? Read this news item and contact us.