Skip to content

What choices do you have?

See below for the choices we offer. Do you have any questions about any of these options? Please contact us.

Choices when you join or are employed

Choices when you retire

Value Transfer
Changing jobs? You can transfer the pension you have built up with a previous pension provider to your new pension provider. Read more

Retiring Earlier
You can retire before the standard retirement age. You may choose to start receiving your pension from age 58. The standard retirement age is 68. If you would like to retire earlier, please inform us at least three months in advance. Read more

Additional Pension Arrangements

  • Would you like to arrange extra financial security for your partner in the event of your death? Consider taking out the supplementary partner's pension scheme offered by the Heineken Pension Fund. Read more

  • Until January 1, 2024, it was possible to take out supplementary disability insurance through the Heineken Pension Fund. Current participants may continue their voluntary supplementary disability insurance. Read more

Part-Time Retirement
You can choose to start receiving part of your pension while continuing to work part-time. After consultation with your employer, please inform us no later than three months (or earlier) before the start date of your part-time retirement. Read more

Varying the Amount of Your Pension Benefit
You can choose to start with a higher pension benefit. Please note that this means you will receive a lower pension benefit later on. Read more

Exchanging Retirement Pension for Additional Partner's Pension
You can exchange part of your retirement pension for a higher partner's pension for your partner. Read more

Exchanging Partner's Pension for Additional Retirement Pension
You can exchange all or part of your partner's pension for a higher retirement pension for yourself. Read more

Newsletter

Do you want to stay informed of current developments in the field of your pension and related topics?

Sign up

Useful links

More information

About us

Contact

© 2026 HEINEKEN Pensioenfonds

Cookies and privacy policy
Disclaimer