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Premium 2024
The contributions for the pension schemes may vary from year to year. The board of the Heineken Pension Fund has determined the premiums for the year 2024.The table below shows the premium percentages as of January 1, 2024:
Employer's newsletter new pension system
We are on the way to a new pension system. The employer HEINEKEN has shared a first newsletter explaining why change is necessary, an overview of the steps taken and the next steps, what will remain the same, what is changing, where we are now and it also tells which parties are involved.
Pensions not increased in 2024
We have decided not to increase pensions per January 1, 2024. An increase depends on the following two topics:
Components Heineken pension scheme
During the Three Days of Pension (November 7, 8 and 9, 2023) we explained the Heineken pension scheme in a few webinars. Here you can watch the webinar (English) and download the presentation with the main information Pensioendriedaagse 2023 - HPF webinar UK.
Question: Do you receive less pension than the premium you have paid?
Answer: Many young people think this is true, but the good news is: you receive more pension than you put in! People who retire now will receive on average two to three times more pension than they paid together with their employer. We invest this money, which makes it grow. We are investing every day and we do this for many people at the same time. This yields to good results: you will (soon) receive way more pension than you have paid.
Question: is it best to accrue pension through your employer?
Answer: That is true. As with many other organisations, pension at Heineken is a working condition. This means that the collective labour agreement stipulates that you accrue pension at the Heineken Pension Fund.
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