News
Vacancy member Accountability Council
As of 1 January 2021, due to the departure of Mr Bakker, there is a vacancy in the Accountability Council on behalf of the employer. The employer has been asked to nominate a new Accountability Council member.
Blog: How does the policy funding ratio play a role in indexation?
The current funding ratio denotes the ratio between a pension fund’s commitments and assets at a given time. A current funding ratio of 100% implies that a pension fund has exactly enough assets to meet its commitments.The policy funding ratio is the average of the current funding ratios over the past 12 months. The HPF must use the policy funding ratio for the decision to adjust pensions. The policy funding ratio determines whether we can raise the pensions with the rise of the consumer prices (indexation) or need to reduce them (cutback).
Letter regarding contribution and increase
The letter regarding contribution and increase was sent this week. In the letter you will find the new contribution, information about changes to the pension scheme and an explanation of why your pension has not been increased this year.
Blog: No indexation per 1 January 2021
Alweer de laatste blog van 2020. Wat een jaar is 2020 geweest. Het Covid 19 virus heeft er flink zijn stempel op gedrukt tot en met de feestdagen aan toe.
Bijdrage zorgverzekeringswet
The statutory contribution under the Health Insurance Act (Zvw) increased to 5.7% in 2021. In 2020, it was 5.45%. The Health Insurance Fund (HPF) deducts the income-related Zvw contribution from your gross pension. As a result, your net pension in 2021 will be slightly lower. The maximum amount on which you pay the income-related Zvw contribution has also increased to €58,311. In 2020, it was €57,232. The deduction will therefore change even if your gross pension benefit remains unchanged.
Change in the funding of pension accrual in the event of full occupational disability
As of 1 January 2021 a change will be made in the funding of pension accrual in the event of full occupational disability. As requested by the pension fund, the employer has paid a purchase sum for the pension accrual of those employees now suffering full occupational disability.
The employer will pay a risk premium for the future. This change in funding means that a provision can be built up, implying that the pension accrual for employees who are unable to work due to full occupational disability can be continued, also in the event that the employer is unable to pay the premium to the fund at any time in the future for whatever reason. Without this change in funding, pension accrual would terminate for employees with full occupational disability.
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