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Employer's newsletter new pension system
We are on the way to a new pension system. The employer HEINEKEN has shared a first newsletter explaining why change is necessary, an overview of the steps taken and the next steps, what will remain the same, what is changing, where we are now and it also tells which parties are involved.
Pensions not increased in 2024
We have decided not to increase pensions per January 1, 2024. An increase depends on the following two topics:
Components Heineken pension scheme
During the Three Days of Pension (November 7, 8 and 9, 2023) we explained the Heineken pension scheme in a few webinars. Here you can watch the webinar (English) and download the presentation with the main information Pensioendriedaagse 2023 - HPF webinar UK.
Question: Do you receive less pension than the premium you have paid?
Answer: Many young people think this is true, but the good news is: you receive more pension than you put in! People who retire now will receive on average two to three times more pension than they paid together with their employer. We invest this money, which makes it grow. We are investing every day and we do this for many people at the same time. This yields to good results: you will (soon) receive way more pension than you have paid.
Question: is it best to accrue pension through your employer?
Answer: That is true. As with many other organisations, pension at Heineken is a working condition. This means that the collective labour agreement stipulates that you accrue pension at the Heineken Pension Fund.
Extra attention for your pension during the Three Days of Pension
Tuesday 7 to Thursday 9 November 2023 are the annual Three Days of Pension. During these three days, there is national extra attention for pensions. The Heineken Pension Fund is also participating and are asking for extra attention for pensions during these three days. See how your pension is doing on www.mijnpensioenoverzicht.nl (log in with eIDAS).
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