At the beginning of December, all pensioners will receive a notification about the amount of their pension for 2027. This pension amount will apply throughout 2027.

With your first pension payment in mid-January 2027, you will receive your monthly pension based on this newly determined amount.

All pension benefits under the Heineken pension plan are variable. This means that your pension is recalculated each year in accordance with the pension fund’s rules and policies, as set out in the pension regulations.

What affects the amount of your pension?

The adjustment of your pension for 2027 is based on the financial results achieved during the period from January 2026 through October 2026. These results affect your personal pension capital on a monthly basis and may be either positive or negative.

If, after determining your personal pension capital, there is sufficient investment return remaining, there may be scope to increase pension benefits. This return is then shared among active members, former members and pension recipients. This additional return, known as surplus return, is allocated according to predefined allocation rules, as described in the pension regulations.

When determining your pension benefit, this surplus return is spread over a three-year period. As a pensioner, not all surplus return is therefore used immediately to increase your pension benefit. This approach aims to prevent large year-to-year fluctuations in your pension amount.

If investment returns are insufficient to maintain the current level of pension benefits, the benefit will, in principle, not be reduced. Any reduction may be supplemented from the solidarity reserve, provided the conditions and rules governing this reserve are met. These rules can be found in the pension regulations.

If you are not yet receiving a pension

You have a personal pension capital that is being saved for your future pension. This pension capital moves in line with economic developments and investment performance. If you are an active member, the pension contributions paid on your behalf are also added to this capital.

You can track the development of your personal pension capital via My Pension (log in with DigiD).